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  Savings Account  
This account offers you quick access to your funds while paying you interest on your investment. An annual statement is provided as of the last business day in November. A statement will be provided at month end for any account having electronic fund transfer activity during the month. A quarterly statement will be provided for any account having electronic fund transfer, which does not occur monthly.

Account Fees: A Monthly fee of $2.00 will be charged if your balance falls below $25.00. Fee applies even in cases of no activity. A fee of $.50 will be charged for each withdrawal in excess of four per month.




  Certificates of Deposit  

Term Minimum Opening Deposit & Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
1 month CD $500.00 1.15 1.15
3 month CD $500.00 2.00 2.01
6 month CD $500.00 2.25 2.26
9 month CD $500.00 2.30 2.31
12 month CD $500.00 2.45 2.47
18 month CD $500.00 2.50 2.52
24 month CD $500.00 2.65 2.68
36 month CD $500.00 2.90 2.93
48 month CD $500.00 3.10 3.14
60 month CD $500.00 3.25 3.29

These APY's are accurate as of 04/17/2008
A penalty may be imposed for early withdrawal
Daily Balance is the amount of the principal in the account each day.

To find out more information, contact us.


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